Free Prevent Formulas From Changing Excel

I cannot for the life of me figure out why the formulas I have change when I insert a row into one of the monthly sheets.. I'm trying to set up a budget workbook for my personal budget using 13 sheets, 1 for the totals and the other 12 for each month.

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Here's an example of one of the formulas I have: =SUMIF(JUN!$G$2:$G$500,'Utilities', JUN!$D$2:$D$500) If I insert a row at the top of a sheet, it will increment the twos to threes, throwing off the calculations.

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